Ndalama Yathu
Banking

Inside Standard Bank's record year - and why competitors say it cannot last

Net interest margin widened to 11.9 percent as deposit costs lagged loan repricing.

Ruth Kalinda  Banking editor
2 May 2026
11 min

A long read inside the most profitable year in Standard Bank Malawi's history.

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Ruth Kalinda

Banking editor

Ruth covers tier-one banks, supervision and the back-office plumbing of the kwacha economy. Chartered accountant; previously at Deloitte and the Bankers Association of Malawi.

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